Wealth Builder Loan | Catalyst Lending

Build equity with a Wealth Builder Loan from Catalyst Lending. 1–4 unit primary purchases, rental income when it qualifies, and a side-by-side program comparison.

Catalyst Lending

Catalyst Lending

Phone: (214) 794-3399

Email: [email protected]

NMLS# 871662

Company NMLS# 1846034

Licensed in: CO, TX, OK, FL

Wealth Builder Loan | Catalyst Lending

Build equity with a Wealth Builder Loan from Catalyst Lending. 1–4 unit primary purchases, rental income when it qualifies, and a side-by-side program comparison.

Wealth Builder Loan

What Is a Wealth Builder Loan?

How the File Is Built

Why Borrowers Use It

Frequently Asked Questions

See if Wealth Builder fits your purchase

LOAN PROGRAMS

Equity-Focused Program

A purchase structure from Catalyst Lending for buyers who want the home to build equity on purpose — including 2–4 unit primaries where you live in one unit — instead of stretching a 30-year payment and carrying PMI for years.

Wealth Builder is the program conversation for borrowers who treat the purchase as a long-term asset. Catalyst Lending walks files where you occupy a 1–4 unit property, keep monthly mortgage insurance in check when the structure allows, and put more of each payment toward principal.

We compare it against conventional, FHA, VA, USDA, and jumbo on the same down payment, credit, and property so you can see which path actually builds equity faster — not a one-size pitch.

Send the property type, down payment, and credit range. We will compare Wealth Builder with conventional, FHA, and the other programs we originate — then tell you which structure actually fits.

EQUAL HOUSING LENDER. No part of this website is a commitment to lend. Terms for lending would need client specific information that should only be entered in the application via the apply now link on this website. Licensed in CO, FL, & TX. Verify our licenses

TEXAS RESIDENTS: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE COMPANY OR RESIDENTIAL MORTGAGE LOAN ORIGINATOR LICENSED IN TEXAS SHOULD SEND A COMPLETED COMPLAINT FORM TO THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING (SML): 2601 N. LAMAR BLVD., SUITE 201, AUSTIN, TEXAS 78705; TEL: 1-877-276-5550 . INFORMATION AND FORMS ARE AVAILABLE ON SML'S WEBSITE: SML.TEXAS.GOV .

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