Conventional purchase and refinance from Catalyst Lending. As little as 3% down for qualified buyers, with PMI that can drop off at 20% equity.
Catalyst Lending
Catalyst Lending
Phone: (214) 794-3399
Email: [email protected]
NMLS# 871662
Company NMLS# 1846034
Licensed in: CO, TX, OK, FL
Conventional purchase and refinance from Catalyst Lending. As little as 3% down for qualified buyers, with PMI that can drop off at 20% equity.
LOAN PROGRAMS
Traditional Financing
The standard purchase and refinance loan for borrowers with established credit. Catalyst Lending originates conventional files with as little as 3% down for qualified buyers — and no PMI once you put 20% down.
Conventional loans are mortgages that are not insured by FHA, VA, or USDA. They are the right fit when your credit, down payment, and income support a conforming (or jumbo) file and you want PMI that can drop off after you build equity. Catalyst Lending originates conventional purchase, rate-and-term refinance, and cash-out files for primary homes, second homes, and investment properties where guidelines allow.
Down payments as low as 3% for qualified first-time buyers.
If your score or down payment sits on the line, we will run both structures so you can see monthly payment, MIP versus PMI, and cash to close before you apply.
EQUAL HOUSING LENDER. No part of this website is a commitment to lend. Terms for lending would need client specific information that should only be entered in the application via the apply now link on this website. Licensed in CO, FL, & TX. Verify our licenses
TEXAS RESIDENTS: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE COMPANY OR RESIDENTIAL MORTGAGE LOAN ORIGINATOR LICENSED IN TEXAS SHOULD SEND A COMPLETED COMPLAINT FORM TO THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING (SML): 2601 N. LAMAR BLVD., SUITE 201, AUSTIN, TEXAS 78705; TEL: 1-877-276-5550 . INFORMATION AND FORMS ARE AVAILABLE ON SML'S WEBSITE: SML.TEXAS.GOV .
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